Deborah R. Trotter

Deborah R. Trotter

Deborah Trotter is dedicated to consumer advocacy and is best known for her practice in representing policyholders in insurance coverage disputes and bad faith litigation.  Deborah is also known as a leader in representing consumers under unfair trade practices and consumer protection laws, including class actions, qui tam actions, and as Special Counsel of state attorneys general in civil actions for Medicaid fraud, False Claims Act violations, and violations of consumer protection statutes.

Deborah has successfully advocated hundreds of first party commercial and residential property insurance claims. One she is particularly proud of was a multi-million-dollar Hurricane Katrina insurance claim for the Port of New Orleans. The Port’s claim involved the production of over 10 million documents, in addition to the receipt of millions of documents produced by the defendant. This monumental discovery task was assigned oversight by a Special Master, and Deborah was appointed Attorney Liaison for the Port of New Orleans. In addition to helping numerous homeowners recover throughout Louisiana and Mississippi devastated by Hurricane Katrina, she also helped the recovery efforts of business owners, condominium associations, and school districts, including Greater New Orleans Federal Credit Union, Ripley’s Believe It or Not!, Grand Palace Hotel, Shadows on the Gulf, and the Pearl River County School District.

Deborah Trotter brought her wealth of knowledge and experience to Texas to advocate for victims of Hurricane Ike. Deborah successfully represented Barbers Hill Independent School District, La Porte Independent School District, and the City of Pasadena, Texas in their Hurricane Ike claims against their insurers.  Helping communities recover as quickly as possible from the heart-breaking devastation caused by disasters brings great satisfaction and reward to Deborah.

Deborah brings to her practice enhanced consumer advocacy skills and experience because of her close work with state attorneys general and statutory based law while representing the State of Louisiana, as Special Counsel to the attorneys general.  She is known for her leadership in various pharmaceutical cases brought by the State of Louisiana involving violations of Louisiana’s Medical Assistance Programs Integrity Laws, False Claims Act, and Unfair Trade Practices and Consumer Protection Laws, including in State of Louisiana v. GlaxoSmithKline, LLC, et al., State of Louisiana v. Abbott Laboratories, et al., and Louisiana v. Shire, et al.  Deborah is also experienced in representing consumers in class actions for recovery from consumer fraud and antitrust violations.

Superstorm Sandy provided another opportunity for Deborah Trotter to help policyholders in their recovery efforts.  She was successful in advocating for condominium associations, hospitals, school districts, and townships in their disputes against their insurance carriers and the National Flood Insurance Program.  Deborah enjoyed working with the communities in New Jersey during their recovery, including Beachfront North, Riverview Towers Apartment Corp., Renaissance, Ivy House, Woodbridge Township, and Woodbridge School District.

Deborah is currently assisting residential and commercial policyholders recently affected by unprecedented flooding, hail, and tornadoes, as well as very active 2017 hurricane season.  Deborah spends her off time serving in her community, travelling, playing golf, and watching baseball.  Though she enjoys her work, she cherishes her time with God, family, and the great outdoors.

Learn more about insurance claim disputes by reading Deborah’s updates on the  Merlin Law Group Blog here. 

Loyola University School of Law, New Orleans, Louisiana, Juris Doctor

Honors: ATLA Board of Advocates

President of the Environmental Law Society

Major: Common Law

Certificates: International Law

  • St. Charles University, Prague, Czech Republic
  • Universidad de San José, San José, Costa Rica
  • Universität Wien, Vienna, Austria

William Carey University, Hattiesburg, Mississippi, Bachelor of Arts

Honors: Leadership Award, Outstanding English Student

Major: English

Minor: History


  • Classes/Seminars Taught

    Where Are We? And How Did We Get Here? FEMA, WYO and NFIP INSUREDS, Louisiana Association of Justice, New Orleans, Louisiana, Panelist and Author, 2016

    Wind Only Policies: Depopulation and Re-Privatization, Windstorm Insurance Conference, New Orleans, Louisiana, Panelist and Author, 2015

    Anti-Concurrent Causation: Wind or Flood?, Fifth Annual WIND Regional Symposium, Newark, New Jersey, Panelist, 2014

    Loss Payees, Additional Insureds and Mortgagees: Their Rights and Responsibilities, First Party Claims Conference, Warwick, Rhode Island, Panelist and Author, 2013

    Tenant Improvements and Betterments: Building or Personal Property?, First Party Claims Conference, Warwick, Rhode Island, Panelist and Author, 2011

    What is Electronic Data Discovery (EDD) and How Do I Manage Electronic Data?, First Party Claims Conference, Warwick, Rhode Island, Panelist and Author, 2010

    E-Discovery Update, Windstorm Insurance Conference, Orlando, Florida, Panelist, 2009

    Federal Rule 45 Non-Party Subpoena Production, National Association of Public Insurance Adjusters (NAPIA) Annual Conference, Del Mar, California, Panelist and Author, 2009

    Lagniappe: A Comparison of Laws Affecting Adjustment of Windstorm Claims in Louisiana, Alabama and Mississippi, Windstorm Insurance Conference, Jacksonville, Florida, Panelist and Author, 2008

    Ethics in Claims Adjusting, Massachusetts Association of Public Insurance Adjusters (MAPIA), Boston, Massachusetts, Panelist, 2008

    Hurricane Katrina Update, Windstorm Insurance Conference, Tampa, Florida, Panelist, 2007

  • Professional Associations & Memberships
    • Louisiana Bar Association
    • Mississippi Bar Association
    • Texas Bar Association
    • American Bar Association
    • American Association of Justice
    • Hancock County Chamber Leadership
    • Gulf Coast Chamber Leadership
    • Mississippi Non-Profit Center Excellence in Action