Resources

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What To Expect With Insurance Adjusters

It is important to remember that the adjuster works for the insurance company. They are under time and pressure to adjust many claims. Because of this, they often make mistakes and overlook damages that would normally be found with a more thorough investigation.

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What Can Be Considered Additional Living Expenses Under a Homeowners Insurance Policy?

Additional living expenses create a number of questions about what items of expanse can be claimed following a loss. FC&S is a publication I encourage those in the claims business to subscribe.

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Insurance Company Response Time

When your home or business suffers damage due to a natural disaster, your life can change quickly. Insurance companies are there to help you through this peril, but the wait between the disaster and getting back to normal can be agonizing.

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What to Do When You Have a Denied/Underpaid Claim

Having your property insurance claim denied is not the end of the road. Unfortunately, it is the last thing you want to hear after a disaster leaves your home or business damaged, but it is merely another step in the process towards recovery.

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Actress Tracey Bregman Press Release

Renowned actress Tracey Bregman (as seen in The Young and the Restless and The Bold and the Beautiful) is suing her insurance company, Lloyd’s of London, accusing them of underpaying insurance policy benefits after her Malibu, California home was completely destroyed by wildfire in November 2018. She was represented by attorney Derek Chaiken, Merlin Law Group.

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Wildfire Claims

As the Policyholder’s Advocate™, we created this guide with helpful instructions on what to do before, during and after a wildfire. Please use this resource when preparing for a wildfire and be sure to check your insurance policy to see what coverage you have.

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Up In Flames

In this Success Story, Merlin Law Group attorney Larry Bache defended policyholders against an insurer attempting to bar coverage after a fire destroyed their Missouri home. His tenacity and attention to detail highlights the importance of research and due diligence in fighting to obtain justice for policyholders.

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Colorado Fire Case

When Jim and Joy Gail Piburn’s Colorado property was engulfed in flames in October 2015, they expected their insurer to promptly respond to their claim. Instead, they were disappointed to see their claim delayed month after month with little to no response regarding any status updates.

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Fighting Against Insurer Tactics

Oftentimes an insurer will employ delay, deny, and defend tactics to circumvent paying out your insurance claim. For a homeowner, this is incredibly frustrating. After all, insurance is supposed to be there for you when it matters most, right?

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Bad Faith Practice Regarding Sinkhole Claim

Merlin Law Group attorney Larry E. Bache Jr., Esq., recently had a case involving a policyholder going against their insurer after the provider acted in bad faith regarding a sinkhole claim in Florida.

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Flood Claims Handbook

Flood insurance is a necessary component of complete hurricane protection. Our Flood Claims Handbook discusses this type of insurance and has helpful information.

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More Information on Hurricane Deductible and Policy Limits

Understanding what is and isn’t covered in your insurance policy is vital to securing adequate recovery after a hurricane loss. We have developed an eBook discussing both policy limits and hurricane deductibles.

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Condominium Hurricane Preparedness

Condominium and other multi-family properties are especially vulnerable to hurricane damage based on the proximity to the shoreline. We represent both individual homeowners and large condominium properties and associations. Our Condominium Hurricane Checklist outlines steps for Community Association Managers.

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Hurricane Checklist

We have developed a helpful Hurricane Checklist detailing proactive steps you can take before, during, and after a hurricane to ensure your property is protected. Even if not currently facing a hurricane threat or dealing with a hurricane damage insurance claim, it is always good to be prepared.

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Why Merlin?

Since 1985, Merlin Law Group has aided policyholders achieve recovery with their property insurance claims. We have created an eBook detailing what Merlin can bring to the table in terms of legal representation. Don’t let insurance companies lead you to a second disaster — allow Merlin Law Group to help!

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Hiring The Right Insurance Attorney

It is important you find an attorney that will be aggressive in obtaining justice for you. Merlin Law Group’s attorneys have the experience and skillset required to help policyholders receive their entitled coverage benefits. Check out our eBook on what to look for in a property insurance attorney to see if we would be a good fit for you.

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Filing A Property Insurance Claim

Filing a property insurance claim can be confusing if you have never had to do it before. We created this helpful asset outlining the process.

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info@merlinlawgroup.com | Monday – Friday, 9 AM – 5PM

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