Stephen “Steve” Mullins, Esq.

Biography

For Steve Mullins, the fight against insurance companies started young. Steve was 19 years old when his father passed, and the insurance company dragged its feet on paying the related insurance claim. The delay forced him to spend a semester working industrial construction at a shipyard just to get by. More than three decades later, he remembers what it costs when an insurance company doesn’t do its job, and he’s determined to make sure his clients don’t pay that price.

Steve clerked for a high-volume plaintiff’s firm throughout law school, doing everything short of taking depositions. This hands-on training gave him a head start most young lawyers don’t get. He began practicing law in 1992 and has been trying cases ever since, building a career that has touched countless mass tort and catastrophic events, including toxic mold litigation, Chinese drywall, the Deepwater Horizon oil spill, and some of the most contentious Hurricane Katrina insurance bad faith cases in Mississippi history.

His trial record speaks for itself—verdicts that have run well into seven figures, including cases tried directly against major insurers in the aftermath of Hurricane Katrina. His work has also produced published appellate decisions that remain cited authority in Mississippi today.

Beyond the courtroom, Steve has helped shape the legal landscape itself. He worked to draft and revise the Mississippi New Home Buyers Warranty Act, successfully removing anti-consumer provisions before it was enacted into law. As President of the Mississippi Association for Justice, he led one of the state’s most prominent plaintiff’s legal organizations and worked to strengthen both its membership and its standing with lawmakers.

What distinguishes his approach today, he says, is simple: decades of experience fighting insurance companies and their attorneys, backed by advanced litigation training.

Steve joins Merlin Law Group after more than two decades as a partner and managing partner at Luckey and Mullins in Ocean Springs, Mississippi, and most recently as owner of his own firm in Mobile, Alabama. He is based in Merlin Law Group’s Louisiana office, bringing more than thirty years of trial experience to the firm’s policyholders across the Gulf Coast.