Larry Bache, Esq.

Larry Bache, Esq.

Larry Bache’s purpose is to serve clients, protect their interests, and help them recover from their insurance company. This dedication to customer service, value system of high integrity, and honesty has made Larry a shining star among Merlin Law Group clients. He is a diligent lawyer who works hard to understand this area of the law inside and out. He will never back down from a situation just because it is difficult. Larry feels one of his biggest and best attributes is his ability to take a difficult legal concept and break it down for his clients.

Larry specializes in hail, windstorm, business interruption, earth movement, and bad faith litigation. Larry predominately represents commercial property owners, real estate investment trusts, and condominium associations. Larry joined Merlin Law Group in October 2010 and has practiced exclusively on behalf of policyholders nationwide. Specifically, Larry has represented clients in Colorado, California, Texas, Florida, Nebraska, Oklahoma, Illinois, New Jersey, New York, North Carolina, Georgia, Wisconsin, Indiana, Iowa, and Kansas.

Larry graduated from Stetson University College of Law in the top 10 percent of his class while also pursuing a Master of Business Administration. Larry’s education and experience as a mortgage underwriter provides him with an in-depth understanding of risk allocation. This unique background combined with his interpersonal communication style has won him praises from clients and peers alike.

As a true advocate for the policyholder, Larry is often featured in the media as an industry expert. Please see his most recent mentions and successes in the articles below:

Sinkhole dilemma: Could Pasco County block people from repairing their own homes?
Channel 10 News, Tampa Bay’s CBS station

Fla. Condo Group, Insurer Settle $25M Sinkhole Loss Suit
Law 360

See Larry’s most recent Success Story by clicking the links below:

~ Bad Faith Claim- Sinkhole Damage

Policy Language Claim- Missouri Fire

Colorado Fire Claim


Stetson University College of Law
St. Petersburg, Florida

Juris Doctor
Honors: cum laude

Stetson University
Deland, Florida

Master of Business Administration

Clearwater Christian College
Clearwater, Florida

Bachelor of Science

  • Classes/Seminars Taught

    Case Law Update on First Party Claims”- Florida Association of Public Insurance Adjusters (FAPIA), November 2014

    First Part Claims and Validity of the Assignment of Claims”- International Roofing Expo Summit (IRE), February 2014

    The Legal and Practical Effect of the Neutral Evaluation Process”- American Society of Civil Engineering (ASCE) Conference, 2013

    “Practical Points to Adjusting Sinkhole Claims” – Five Star Claims Lunch & Learn, April 2012

    “Recognizing Damages Commonly Associated with Sinkhole Activity”- Bob Cook’s Town Hall Meeting of Public Adjusters, December, 2011

  • Honors & Awards

    Who’s Who of American Law Students

  • Professional Associations & Memberships

    Florida Justice Association

    American Bar Association

    Florida Association of Public Insurance Adjusters (FAPIA) Associate Member

    Tampa Bay Trial Lawyers Association

    Windstorm Insurance Network

    Hillsborough County Bar Association