Nicole Vinson, Esq.

Nicole Vinson, Esq.

As a sixth generation attorney, Nicole Vinson prides herself on always taking the extra time to really focus on the details of her clients and their claims, in order to provide a strategic and detail-oriented approach to expedite the claim and litigation.

Ms. Vinson handles claims caused by windstorm, hurricane, hail, sinkhole, fire, smoke, water damage and flood, freeze damage, crop damage, collapse, theft, and vandalism. Ms. Vinson has also helped policyholders recover benefits for business income losses, extra expense coverage, and increased cost of construction. In addition, she helps policyholders and beneficiaries in claims of life, health, and disability insurance that are denied or delayed. Holding insurance companies accountable can result in Ms. Vinson litigating the unfair and deceptive claims handling matters for her clients.

Ms. Vinson is extremely proud of each person and business that she has represented and feels a great sense of gratitude for the ability to assist her clients in getting a just result.

“I know many of my clients would have eventually thrown in the towel if they had to face the carriers alone.” This is an area of the law where you know you are truly helping people.

Ms. Vinson frequently meets with representatives and political leaders about property insurance rates, laws, and proposed changes. She has testified to the legislature on topics related to property insurance and protection of policyholder rights. Ms. Vinson has also received an AV Preeminent rating through Martindale-Hubbell displaying how respected she is by her peers.

Nicole C. Vinson was selected as a Member of the Insurance Consumer Advocate’s Homeowner’s Policy & Claims Bill of Rights Working Group in Tallahassee. During the live televised meetings, Ms. Vinson was able to voice the concerns of Florida’s policyholders based on her experience and extensive knowledge of the nightmare claim situations that plague policyholders during both the insurance buying process and claims handling process endured during a loss.

Since June 2010, Ms. Vinson has posted a Saturday blog on the Property Insurance Coverage Law Blog featuring breaking news and fresh insurance and adjusting topics.

Blogs on point:

Florida’s Homeowners’ Policy & Claims Bill of Rights Working Group Meets Tomorrow

Reporting Live from Tallahassee’s Policyholder’s Working Group

Consumer Advocate Meetings Continue with the Mission to Help Floridians with Insurance Problems

Update on Florida’s Homeowners Property Insurance Bill of Rights


Florida Coastal School of Law
Jacksonville, Florida

Juris Doctor

Albion College, Ford Institute
Albion, Michigan

Graduate of the Gerald R. Ford Institute for Leadership in Public Policy and Service
Bachelor of Arts in Communications

  • Classes/Seminars Taught

    How to Survive Your Deposition, Part II
    Georgia Association of Public Insurance Adjusters, May 2017

    Sorry For Party Rockin’, American Bar Association Tort Trial and Insurance Practice Section Property Insurance Law Committee Annual Spring CLE Meeting, Show me the Money! April 6-8, 2017 Panel Presentation with Publication for the ABA

    Decoding Hail Damage Denials
    Beaver Creek Conference, Colorado March, 2017

    Have You Been Interrupted
    Panel Discussion at January 2017 WINDSTORM CONFERENCE

    2016 Federal Case Law Update For the Sunshine State
    Florida Association of Public Insurance Adjusters, November 2016

    The Anatomy of an Insurance Policy
    October 2016, First Party Claims Conference, Rhode Island

    How to Survive Your Deposition, Part 1
    Georgia Association of Public Insurance Adjusters, October 2016

    How Your Actions, Communications, and Operations Determine Your Reputation as an Ethical Professional Public Adjuster Keystone, Colorado Seminar, March 2016

    Hot Topics in First Party Property Claims
    With Jason Cieri, Esq., National Presentation with Lawline in New York, New York, June 2016

    Current Issues Facing Georgia Policyholders
    With Ashley Harris, Esq., GAPIA Spring Conference, Atlanta, Georgia, May 2016

    The Anatomy of an Insurance Policy
    With David Shaw, Esq., and Kathleen Spinella, Windstorm Insurance Network, Orlando, Florida, January 2016

    My First Opening Statement
    Florida Justice Association Workhorse Seminar, Orlando, Florida, February 2015

    Florida Insurance Case Law Update
    Windstorm Insurance Network, New Orleans, Louisiana, January 2015

    Demonstration of Cross Examination
    Al J. Cone Trial Advocacy Institute Presentation with Robert F. Spopher, Orlando, Florida, August 2014

    Property Insurance Coverage Case Law and Statutory Law Update
    2014 Florida Justice Association Convention Presentation with Gary Farmer, Esq., West Palm Beach, Florida, June 2014

    Basic Risk Management for Homeowners Associations: Practical Suggestions for Insuring Risks, Preparing for Disaster and Then Recovery 
    Tampa, Florida, October 2013

    Legislative Update
    Miami, Florida, May 2013

    All about Sinkholes…What, Why, How and When?
    Lakeland, Florida, January, 2012

    Ethics and Legislative Requirements for Florida Public Adjusters
    Tampa, Florida, October 2011

    2011 Florida Case Law Update
    Co-Author with Javier Delgado, Esq., FAPIA Summer Conference, Ft. Lauderdale, Florida, July 2011

    Florida Property Insurance Law Update
    Windstorm Insurance Network Annual Conference, Houston, Texas, January 2011

  • Professional Associations & Memberships

    American Association of Justice

    Florida Justice Association Board of Directors

    Florida Justice Association Women’s Caucus Member

    Florida Justice Association Membership Committee

    Florida Justice Association Soaring E.A.G.L.E.

    Florida Bar Association

    Hillsborough Bar Association

    Florida Association of Public Insurance Adjusters Associate Member

    Windstorm Insurance Network

    North Carolina Bar Association

    Georgia Bar Association