Nicole Vinson, Esq.

Nicole Vinson, Esq.

As a sixth generation attorney, Nicole Vinson prides herself on always taking the extra time to really focus on the details of her clients and their claims, in order to provide a strategic and detail-oriented approach to expedite the claim and litigation.

Ms. Vinson handles claims caused by windstorm, hurricane, hail, sinkhole, fire, smoke, water damage and flood, freeze damage, crop damage, collapse, theft, and vandalism. Ms. Vinson has also helped policyholders recover benefits for business income losses, extra expense coverage, and increased cost of construction. In addition, she helps policyholders and beneficiaries in claims of life, health, and disability insurance that are denied or delayed. Holding insurance companies accountable can result in Ms. Vinson litigating the unfair and deceptive claims handling matters for her clients.

Ms. Vinson is extremely proud of each person and business that she has represented and feels a great sense of gratitude for the ability to assist her clients in getting a just result.

“I know many of my clients would have eventually thrown in the towel if they had to face the carriers alone.” This is an area of the law where you know you are truly helping people.

Ms. Vinson frequently meets with representatives and political leaders about property insurance rates, laws, and proposed changes. She has testified to the legislature on topics related to property insurance and protection of policyholder rights. Ms. Vinson has also received an AV Preeminent rating through Martindale-Hubbell displaying how respected she is by her peers.

Nicole C. Vinson was selected as a Member of the Insurance Consumer Advocate’s Homeowner’s Policy & Claims Bill of Rights Working Group in Tallahassee. During the live televised meetings, Ms. Vinson was able to voice the concerns of Florida’s policyholders based on her experience and extensive knowledge of the nightmare claim situations that plague policyholders during both the insurance buying process and claims handling process endured during a loss.

Since June 2010, Ms. Vinson has posted a Saturday blog on the Property Insurance Coverage Law Blog featuring breaking news and fresh insurance and adjusting topics.

Blogs on point:

Florida’s Homeowners’ Policy & Claims Bill of Rights Working Group Meets Tomorrow

Reporting Live from Tallahassee’s Policyholder’s Working Group

Consumer Advocate Meetings Continue with the Mission to Help Floridians with Insurance Problems

Update on Florida’s Homeowners Property Insurance Bill of Rights


Florida Coastal School of Law
Jacksonville, Florida

Juris Doctor

Albion College, Ford Institute
Albion, Michigan

Graduate of the Gerald R. Ford Institute for Leadership in Public Policy and Service
Bachelor of Arts in Communications

  • Classes/Seminars Taught

    Policy Forms Comparison- Coverages- Exclusions” presented with Christina Phillips, Esq., and Tara Munoz, YPA in October 2018, Providence, Rhode Island at the First Party Claims Conference.

    Utilizing Technology and Social Media in Insurance Claims/ Daily Practice” presented in October 2018 in St Petersburg, Florida.

    What Florida Business Owners Need to Know About Property Claims” presented for various states CLE broadcasting from New York, New York, August 2018.

    “Excuse me, I was mistaken! Encounters with Allegations of Misrepresentation in Insurance Claims” presented in March 2018, Snowmass Village, Colorado.

    Structure, Format and Forms of an Insurance Policy,” presented with Christina Phillips, Esq., in October 2017, Providence, Rhode Island at the First Party Claims Conference.

    Frequently Debated First Property Insurance Issues Explained” presented with Jason Cieri, Esq., in New York, New York at Lawline presented for various states CLE in May 2018.

    Where Wind Meets Fire” presented with Richard Tutwiler, PCLS, Matthew Garnett, Esq., and Heather Filegar, CIE, CMMI in January 2018 at the Windstorm Insurance Network Annual Conference.

    Georgia Adjuster Hurricane Law Update” presented at the Georgia Association of Public Insurance Adjusters, September 2017.

    “How to Survive Your Next Deposition, Part II” presented with Ashley Harris and Chip Merlin at the Georgia Association of Public Adjusters Conference in May 2017.

    Have You Been Interrupted?” presented with David Terry, Esquire and Christine Elkin, CPA in January 2017 at the Windstorm Insurance Network Annual Conference.

    The Anatomy of an Insurance Policy” presented with David H. Shaw II, Esquire, Southeast Law Group, PA; Kathleen Spinella, Assistant Vice President, AIG Insurance in January 2016 at the Windstorm Insurance Network Annual Conference.

    Hot Topics in First Party Property Claims” presented with Jason Cieri for various states CLE broadcasting from New York, New York at Lawline in June 2016.

    “How your Actions and Operations Determine your Ethics” December 2015, Atlanta Georgia at the GAPIA Conference.

    “Understanding Assignments of Benefits” July 2015, Napa, California

    “Case Law Update” January 2015, Windstorm Insurance Network Annual Conference, New Orleans, Louisiana

    Property Insurance Coverage Case Law Update” June, 2014 Boca Raton Annual Convention

    “Basic Risk Management for Homeowners Associations: Practical Suggestions for Insuring Risks, Preparing for Disaster and Then Recovery” October 2013, Tampa, Florida

    “Legislative Update” May 2013, Miami, Florida

    “All about Sinkholes…What, Why, How and When?”  January 2012, Lakeland, Florida

    “Ethics and Legislative Requirements for Florida Public Adjusters” October 2011, Tampa, Florida

    “2011 Florida Case Law Update” – Co-Author with Javier Delgado, Esq., FAPIA Summer Conference July 2011, Ft. Lauderdale, Florida

    “Florida Property Insurance Law Update” – Windstorm Insurance Network Annual Conference January 2011, Houston, Texas

  • Professional Associations & Memberships

    American Association of Justice

    Florida Justice Association Board of Directors

    Florida Justice Association Women’s Caucus Member

    Florida Justice Association Membership Committee

    Florida Justice Association Soaring E.A.G.L.E.

    Florida Bar Association

    Hillsborough Bar Association

    Florida Association of Public Insurance Adjusters Associate Member

    Windstorm Insurance Network

    North Carolina Bar Association

    Georgia Bar Association