Miguel Martinez

Biography

Miguel Martinez is a property insurance attorney in Merlin Law Group’s New York office, where he represents policyholders in disputes with their insurance companies. Having previously defended insurers in civil litigation, he brings an understanding of how insurance companies evaluate claims, develop legal defenses, and approach settlement negotiations. His decision to represent policyholders, however, is rooted in something much more personal.

Miguel grew up in Cape Coral, Florida, where hurricanes were a familiar part of life. He remembers the destruction Hurricane Charley left across his neighborhood, but what stayed with him most was watching his parents struggle with their insurance company afterward. Despite years of paying premiums, they faced claim denials, partial payments, and explanations that did not seem to reflect the damage to their home. At the time, his family did not know what options were available to challenge the insurer’s decisions.

That experience shaped Miguel’s understanding of how difficult the insurance claims process can be for homeowners. Today, it motivates his work helping policyholders understand their coverage, question unfavorable claim decisions, and pursue the benefits available under their policies.

Before joining Merlin Law Group, Miguel practiced at Gallo Vitucci Klar in New York, where he defended insurance companies in litigation before the New York Supreme Court. His cases involved property damage, trucking and transportation, product liability, and premises liability. Through that work, he gained experience with the strategies insurers and defense attorneys use to evaluate claims, assess liability, and resolve disputes.

Earlier in his career, Miguel served as an Assistant Corporation Counsel with the New York City Law Department, representing the City of New York in civil lawsuits in state court. During law school, he also completed a judicial externship with the Honorable Robert Bell of the Oklahoma Court of Civil Appeals. There, he reviewed appellate cases, conducted legal research, and assisted with drafting judicial opinions. This experience gave him valuable insight into how judges evaluate legal arguments and interpret the law.

A native Spanish speaker who also speaks French, he values the opportunity to communicate directly with clients in the language they feel most comfortable using.

Outside of his legal practice, Miguel enjoys watching and playing sports and spending time with his loved ones.