Kelly Kubiak, Esq.

Kelly Kubiak, Esq.

If you’re seeking a passionate advocate for works tirelessly on behalf of policyholders, then look no further than Kelly Kubiak. Ms. Kubiak has practiced exclusively in the area of insurance law, first as a defense attorney on behalf of the insurance companies and now as a representative who acts solely as an activist for insurance policyholders. Ms. Kubiak’s case history is one that reflects a mix of residential single family, multi-unit dwelling condominium clients, universities, commercial enterprises, synagogues churches, and confirmed release cases for multiple gas stations. She regularly represents policyholders in first party property insurance and insurance bad faith cases and has been instrumental in settling a number of large claims.

As a trial lawyer, she has spent a great deal of time litigating cases in the courtroom and regularly participates by presenting to the American Association for Justice and the Florida Justice Association. She has also been admitted to the US District Court, Northern District of Florida where she is currently serving as the treasurer for Bad Faith Litigation. She is currently an active member of the Florida Association of Public Insurance Adjusters (FAPIA), the Windstorm Insurance Network, and the Community Associations Institute (CAI).

When not working hard for her clients, she enjoys spending time with her family and going on new adventures throughout the Tampa Bay area.


Thomas M. Cooley Law School
Lansing, Michigan

Juris Doctor

Stockton State College
Pomona, New Jersey

Bachelor of Science

  • Classes/Seminars Taught

    “Policy Coverage and Exclusions – What Every PA Needs to Know” – FAPIA Conference, November 2015

    “Specific Case Studies in the Field of Business Interruption” (Co-Author with Chip Merlin, Esq. & Michelle Claverol, Esq.) – FAPIA Spring Conference, May 2012

    “Learning From Those on the Other Side of Claims Negotiations: Persuasive, Professional, and Ethical Techniques of Adjustment for the Policyholder” – FAPIA Summer Conference 2010

    “Proofs of Loss, EUOs, & Requests for Documentation” – FAPIA Winter Conference 2010

    “Speed Adjusting: A Fast and Furious Look at the Concerns and Considerations of Insurance Claims and How They Can Affect Public Adjusting” – FAPIA Summer Conference 2009

    “Exams, Proofs, and Outrageous Demands for Cooperation” – FAPIA, 2009

    Litigating the Insurance Claim, National Business Institute, 2007

  • Honors & Awards

    AV Rated by Martindale-Hubbell

  • Professional Associations & Memberships

    American Association for Justice, Bad Faith Litigation Section, 2006 – 2007 Vice Chair

    American Association for Justice, Bad Faith Litigation Section Member

    Hillsborough County Bar Association

    Florida Justice Association, Past Secretary, Women’s Caucus

    Florida Association of Public Insurance Adjusters (FAPIA) Associate Member

    Asian American Hotel Owners Association (AAHOA) Associate Member

    Windstorm Insurance Network Member