Jean Niven, Esq.

Jean Niven, Esq.

Jean Frances Niven is an attorney with the law firm of Merlin Law Group, P.A. She received her J.D. from the State University of New York, Buffalo. Jean has been admitted to the New York State Bar since 1983, the Florida Bar since 1984, and the Texas Bar since 2015. She belongs to a variety of professional associations, including the Florida Bar (Member Trial Lawyers Section and Appellate Practice Section), American Association of Justice, Correspondent of The National Association of Forensic Engineers (NAFE), and Windstorm Insurance Network. Jean is a Florida Qualified Arbitrator and has served as an appraiser in property loss claims. She has participated in international litigation in Europe and Africa and is a nationally recognized lecturer in the area of toxic mold. Her areas of practice include insurance coverage, first and third party, insurance bad faith, property loss claims, and insurance coverage issues.


State University of New York, Buffalo School of Law
Buffalo, New York

Juris Doctor
Honors: Moot Court Board

New School for Social Research
New York, New York

Ph.D. program in Philosophy

Bryn Mawr Graduate School
Bryn Mwar, Pennsylvania

Ph.D. program in Philosophy

Rosemont College
Rosemont, Pennsylvania

AB, Philosophy

  • Published Works

    “Consumer and Customer Disputes With Goods or Services Providers” – American Bar Association’s Alternative Dispute Resolution Handbook, 2000

  • Classes/Seminars Taught

    “After the Catastrophe, What Do I Do Next?” – FPCC, October 2015

    “Getting the Facts – Questions That are Critical for Your Claim Consultation” – FAPIA, May 2015

    “How Do Engineers Determine Functional Vs. Cosmetic Damage and Why That Now Matters in Assessing Coverage” -First Party Claims Confernce, October 2014

    “Sinkholes: The Evolution of Claims During 2012” – 
    14th Annual Windstorm Insurance Conference, 2013

    “Sinkholes – Florida’s Other Catastrophe” –
     Florida Advanced CAM Studies, 2012

    “Hurricane’s vs. Sinkholes” – 
    13th Annual Windstorm Insurance Conference, 2012

    “Specialty Sinkhole Seminar” –
     KCI Technologies, 2011

    “Scientific Proof of Wind vs. Water in Slabbed Situations” – Windstorm Insurance Network Annual Conference, January 2011

    “Business Income Coverage” – 
    FAPIA Summer Conference 2010

    “Subrogation- Do’s and Don’t’s” – First Party Claims Conference, 2009

    “Speed Adjusting: A Fast and Furious Look at the Concerns and Considerations of Insurance Claims and How They Can Affect Public Adjusting” – FAPIA Summer Conference 2009

    “The Merlin Guide: How to ethically and efficiently adjust claims in Texas” – Seminar for Texas Public Adjusters, 2009

    “Fact or Fiction: Expert analysis of Hurricane Ike” – Seminar for Texas Public Adjusters, 2009

    “Complexities in Adjusting Losses Following Successive Disasters” – Windstorm Insurance Conference, February 4 – February 7, 2008

    “Game On, Preparing for your opponent and protecting your client in the claims arena” – NAPIA/MAPIA, 2008

  • Professional Associations & Memberships

    American Association for Justice (formerly Association of Trial Lawyers of America)

    Florida Justice Association (formerly Academy of Florida Trial Lawyers)

    Hillsborough County Bar Association

    Florida Association of Public Insurance Adjusters (FAPIA) Associate Member

    Windstorm Insurance Network Member