Karl G. Bach, Esq.

877 449 4700

Karl Bach


222 Lakeview Avenue, Suite 950
West Palm Beach, FL 33401

Office: 561-855-2120
Email: kbach@MerlinLawGroup.com

Licensed in:

  • Florida
  • Washington, D.C.

Bar Admissions

  • Florida
  • District of Columbia
  • United States District Court for the Southern District of Florida

Attorneys by State

New Jersey
New York
North Carolina
U.S. Virgin Islands
Washington, D.C.

Karl G. Bach, Esq.

Karl G. Bach has joined the firm as an attorney operating out of the West Palm Beach office. Karl specializes in first party insurance coverage practice. Karl has more than 25 years of experience as an insurance professional. Karl has held positions form major industry insurers as an underwriter, staff and independent adjuster, claims manager, and property claims director managing complex insurance disputes and commercial property claim evaluations for several large insurance companies.  Karl is also a Florida Certified General Contractor. His extensive knowledge of construction combined with first-hand experience of the residential and commercial claims handling process from the perspective of the insurer gives Karl a unique position when representing policyholders and working with our clients to fully recover insurance proceeds after a disaster or loss.  His inside experience with the insurance claims industry also gives him unique insight into the standards for adjusting and potentially improper influences exerted on claims handlers, as the firm represents policyholders in bad faith litigation.

Karl represents clients in First Property/Inland Marine Insurance Claims (including Crop Claims and the Species Market), Construction Defect, and Commercial Litigation. Prior to joining Becker & Poliakoff, Karl was an attorney and shareholder of Tomlinson Bach Law PA.; an attorney for Becker & Poliakoff, P.A.; Of Counsel for Childress Duffy Ltd.; and President at RK Bach & Associates, Inc., where he took responsibility for marketing and managing the operations of a full service insurance umpiring, dispute resolution, insurance and construction expert witness and quality control company. He successfully umpired disputes in excess of $18,000,000.  From 2008 to 2013 Karl also worked as a TPA Account Manager for both Certain Underwriters at Lloyds and QBE as well as a General Adjuster while working for Peninsula Insurance Bureau. From  2000 to 2007 Karl was owner and vice president of operations for Florida Claims Contultants and Florida Loss Contultants both of which were full service public adjusting and plaintiff loss consulting operations.

Nova Southeastern University School of Law
Fort Lauderdale, Florida
Juris Doctorate


Florida Atlantic University
Boca Raton, Florida
Master of Business Administration


Central Michigan University
Mt Pleasant, Michigan
Bachelor of Science in Business Administration
Major: Finance


Florida Supreme Court Qualified Arbitrator.

Florida Certified General Contractor (CGC).

Performed claims audit of “Florida Windstorm Underwriting Association.”

Performed management, computer estimating training, and quality control review/inspections as property Claims Manager and Regional Vice President of “Sewell, Todd & Broxton, Inc.”

Quality Control Supervisor for “Sewell, Todd & Broxton, Inc.” for catastrophe operations.

Florida Association of Public Insurance Adjusters Board Member.

Florida Windstorm Certified Umpire 2005 to Present.

HAAG Certified Roofing Inspector.

Licensed all lines insurance claims adjuster in Florida, Michigan, Georgia, Texas, and Alabama.

Licensed Adjuster for the Insured, Michigan

Karl is a speaker for the Florida Windstorm Insurance Network focusing on the topics of appraisal and law
and ordinance.

Karl served as one of the Vice Directors of the Disaster Legal Services Team for the ABA Young Lawyers Division. He is Florida Certified General Contractor and licensed insurance professional.