Insurance claims are what our lawyers do.

Is your insurance claim denied, delayed, or underpaid? Contact us today

Our insurance lawyers have the experience with insurance claim disputes that you need to get the settlement you deserve. Merlin Law Group is a boutique insurance law firm with persistent and tenacious attorneys that navigate the complex arena of insurance claim disputes and litigation. Our insurance claim law firm has successfully represented thousands of homeowners and business owners across the United States and have offices in AZ, CA, CO, FL, NY, NJ & TX. We have licensed attorneys in: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Mississippi, New York, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, & Washington, D.C. to assist with insurance claim disputes and represent all insurance claims for property damage or commercial losses that may have been denied, underpaid or payments have been delayed anywhere in the United States.  Our insurance attorneys have been admitted Prohac in all states throughout the country and in the Caribbean including St. Thomas and Puerto Rico for our clients.

If you feel like your windstorm, fire, hail, tornado, hurricane, wildfire, water damage or drought insurance claim has been improperly handled, has not been properly paid, or if your claim has been unfairly denied, call our team of experienced insurance attorneys for a free case review. Merlin Law Group is The Policyholder’s Advocate®. For nearly three decades, we have dedicated ourselves to standing up against insurance companies and their corporate lawyers. Call an experienced insurance lawyer today.

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Why Choose Merlin Law Group To Handle Your Insurance Claim?

  • Track Record

    Our track record speaks for itself. Our experience working every major storm loss has taught us how to streamline our clients' claims.

  • Happy Clients

    Resolving policyholder claims as fast as possible is our commitment to our clients.

  • Industry Authority

    Our attorneys travel the country speaking at insurance related events to educate the industry and public.

  • Latest Property Insurance Coverage Law Blog Post

    Can an Insurer Rescind My Policy After a Loss?

    In the insurance industry, the words “post-claims underwriting” are considered words of bad faith. “Post claims underwriting” is the term used when an insurance company refuses to pay a covered claim because the insured is not within the category of a risk where a policy would have been issued in the first place. An insurer cannot go back into your file after a loss and then try to re-write the underwriting process and use that as the grounds to cancel or rescind the insurance policy. After all, the insurance company took on the risk of insuring in the event of a loss, and trying to find a way out of their obligation isn’t appropriate. In property loss situations, the last thing an insured thinks of after a loss is whether their insurance carrier is going back into their underwriting and insurance application to see if the insurance company can now scrutinize the underwriting to find a way to not pay under the policy. However, in California it happens...

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  • Latest Condominium Insurance Law Blog Post

    Colorado Continues to Wrestle with the Appraisal Process

    As I have noted in the past, the appraisal process has become a hot topic in the property insurance world in the past few years. Colorado has become ground zero for many of these disputes. While many states have statutory or appellate precedent to define the scope and workings of the appraisal process, Colorado is one of the few that does not. In a previous post I discussed a recent case in which a federal court in Colorado had written an extensive opinion discussing the appraisal process and the definition of the phase “amount of loss.” An important follow-up point, however, is this decision does not stand alone. As early as 2011, Colorado courts were wrestling with whether determining the “amount of loss” includes a determination of the causation of damages. State trial courts in multiple districts found it did.1 While I have never seen a state trial court opinion going the other way on this issue, it appears that many insurers decided to take their...

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