Insurance claims are what our lawyers do.

Is your insurance claim denied, delayed, or underpaid? Contact us today

Our insurance lawyers have the experience with insurance claim disputes that you need to get the settlement you deserve. Merlin Law Group is a boutique insurance law firm with persistent and tenacious attorneys that navigate the complex arena of insurance claim disputes and litigation. Our insurance claim law firm has successfully represented thousands of homeowners and business owners across the United States and have offices in AZ, CA, CO, FL, NY, NJ & TX. We have licensed attorneys in: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Mississippi, New York, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, & Washington, D.C. to assist with insurance claim disputes and represent all insurance claims for property damage or commercial losses that may have been denied, underpaid or payments have been delayed anywhere in the United States.  Our insurance attorneys have been admitted Prohac in all states throughout the country and in the Caribbean including St. Thomas and Puerto Rico for our clients.

If you feel like your windstorm, fire, hail, tornado, hurricane, wildfire, water damage or drought insurance claim has been improperly handled, has not been properly paid, or if your claim has been unfairly denied, call our team of experienced insurance attorneys for a free case review. Merlin Law Group is The Policyholder’s Advocate®. For nearly three decades, we have dedicated ourselves to standing up against insurance companies and their corporate lawyers. Call an experienced insurance lawyer today.

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Why Choose Merlin Law Group To Handle Your Insurance Claim?

  • Track Record

    Our track record speaks for itself. Our experience working every major storm loss has taught us how to streamline our clients' claims.

  • Happy Clients

    Resolving policyholder claims as fast as possible is our commitment to our clients.

  • Industry Authority

    Our attorneys travel the country speaking at insurance related events to educate the industry and public.

  • Latest Property Insurance Coverage Law Blog Post

    Do I Have to Pay My Adversary's Experts to Depose Them?

    A recent decision by a Massachusetts District Court addressed an important issue: When is a witness not entitled to expert fees at deposition?1 Ingrid Kiley owned a home in Brookfield, Massachusetts. During the winter of 2013-2014, the pipes in the dwelling burst causing water damage. Kiley didn’t learn of the damage until she came back home in March 2014, after visiting with her daughter. Kiley did not report the loss to Metropolitan until April 2, 2014, because she did not believe it would be covered. The dwelling was heated with oil to which she received deliveries on a will call basis. Metropolitan retained ISE Engineering to inspect the property. Mr. Raiche (an employee of ISE) inspected the property on April 16, 2014, and noted that the boiler had been submerged in water and was not functioning but it had oil in it. Mr. Raiche’s report was signed off on by Mr. Certuse. On May 8, 2014, Metropolitan notified Kiley that the loss was not covered. Kiley filed suit and on...

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  • Latest Condominium Insurance Law Blog Post

    Colorado Continues to Wrestle with the Appraisal Process

    As I have noted in the past, the appraisal process has become a hot topic in the property insurance world in the past few years. Colorado has become ground zero for many of these disputes. While many states have statutory or appellate precedent to define the scope and workings of the appraisal process, Colorado is one of the few that does not. In a previous post I discussed a recent case in which a federal court in Colorado had written an extensive opinion discussing the appraisal process and the definition of the phase “amount of loss.” An important follow-up point, however, is this decision does not stand alone. As early as 2011, Colorado courts were wrestling with whether determining the “amount of loss” includes a determination of the causation of damages. State trial courts in multiple districts found it did.1 While I have never seen a state trial court opinion going the other way on this issue, it appears that many insurers decided to take their...

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