A residential property insurance claim when denied, delayed or underpaid can be a life altering event for a policyholder, but for an insurer, it is routine business. A property insurance claim is a business negotiation, and policyholders must approach the adjustment and settlement of their property insurance claim as they would any other business transaction involving a large investment. Few homeowners understand that taking legal action regarding their insurance claim is an option.
When a commercial property loss occurs, a business owner’s first impulse is to do whatever necessary to mitigate the loss and resume operations as quickly as possible. But settling a denied, delayed or underpaid commercial property insurance claim is a complex business transaction, and business owners should treat it as such, using the diligence and professional assistance typically used when negotiating a critical business contract.
Health, Life, Disability, &
Long-Term Care Insurance Claims
Getting your disability, life, health, or long-term care insurance company to pay your claim can be a daunting task. We understand the task can be even more daunting when you are struggling physically, emotionally, or mentally. With decades of experience in representing insurance policyholders in contractual and extra-contractual (bad faith) disputes, we look forward to helping you successfully manage these difficult times.
Is your insurance claim denied, delayed, or underpaid? Contact us today
Our insurance lawyers have the experience with insurance claim disputes that you need to get the settlement you deserve. Merlin Law Group is a boutique insurance law firm with persistent and tenacious attorneys that navigate the complex arena of insurance claim disputes and litigation. Our insurance claim law firm has successfully represented thousands of homeowners and business owners across the United States and have offices in AZ, CA, CO, FL, NY, NJ & TX. We have licensed attorneys in: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Mississippi, New York, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, & Washington, D.C. to assist with insurance claim disputes and represent all insurance claims for property damage or commercial losses that may have been denied, underpaid or payments have been delayed anywhere in the United States. Our insurance attorneys have been admitted Prohac in all states throughout the country and in the Caribbean including St. Thomas and Puerto Rico for our clients.
If you feel like your windstorm, fire, hail, tornado, hurricane, wildfire, water damage or drought insurance claim has been improperly handled, has not been properly paid, or if your claim has been unfairly denied, call our team of experienced insurance attorneys for a free case review. Merlin Law Group is The Policyholder’s Advocate®. For nearly three decades, we have dedicated ourselves to standing up against insurance companies and their corporate lawyers. Call an experienced insurance lawyer today.
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Why Choose Merlin Law Group To Handle Your Insurance Claim?
Established in 1985
We are not new to insurance claims. We've been doing this and only this since 1985.
Nationwide Client Representation
Our attorneys represent policyholders throughout the United States.
Dedicated To Policyholders
We only represent policyholders and will never represent an insurance company.
Our track record speaks for itself. Our experience working every major storm loss has taught us how to streamline our clients' claims.
Resolving policyholder claims as fast as possible is our commitment to our clients.
Our attorneys travel the country speaking at insurance related events to educate the industry and public.
Latest Property Insurance Coverage Law Blog Post
Last week, Shane Smith posted FEMA’s announcement of the availability of two advance payment options by WYO carriers and the NFIP direct serving agent for those victims of the Louisiana flooding with coverage. The unexpected and unprecedented flooding has claimed thirteen lives and displaced many residents. The flooded areas include many normally high and dry areas in the Baton Rouge area. New Orleans was not impacted by the devastation. CBS News gave some details: The flooding that has struck the Baton Rouge and Lafayette areas has left at least 13 people dead. More than 30,000 have been rescued, and at least 70,000 have registered for federal disaster assistance. At the height, 11,000 people were staying in shelters, though that had dropped to 6,000 by Wednesday. Temporary housing problems are a very big problem and while the requirements for lease durations have been relaxed for shorter term leases, many still need a place to stay. Even if you live far away, you can...
Latest Condominium Insurance Law Blog Post
Usually the suit limitations provision in a policy dictates when a suit to recover can be filed. However, recently the Federal District Court of Washington held that under certain circumstances that is not necessarily true. In Holden Manor v. Safeco,1 the trial court refused to dismiss a homeowners association’s coverage suit as untimely, notwithstanding the fact that the suit was filed in 2015 and sought coverage under a policy that ended in 1982. Background: Construction of the Holden Manor Condominium was completed in 1979. The Holden Manor Homeowners Association (“HOA”) purchased an all-risk policy from Safeco which covered the condominium from August 27, 1980 to August 27, 1982. The policy provided a one-year suit limitations provision and stated that the policy “applies only to loss to property during the policy period.” The HOA submitted a claim to Safeco on September 5, 2014, where it asserted that “the Safeco policy may provide coverage for...
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The accounts of recent trials, verdicts and settlements contained in this website are intended to illustrate the experience of the law firm. Prospective clients may not obtain the same or similar results as each case is unique.