Denied insurance claims are what our lawyers fight.

Is your insurance claim denied, delayed, or underpaid? Contact us today

Our insurance lawyers have the experience with insurance claim disputes that you need to get the settlement you deserve. Merlin Law Group is a boutique insurance law firm with persistent and tenacious attorneys that navigate the complex arena of insurance claim disputes and litigation. Our insurance claim law firm has successfully represented thousands of homeowners and business owners across the United States and have offices in AZ, CA, CO, FL, NY, NJ & TX. We have licensed attorneys in: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Mississippi, New York, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, & Washington, D.C. to assist with insurance claim disputes and represent all insurance claims for property damage or commercial losses that may have been denied, underpaid or payments have been delayed anywhere in the United States.  Our insurance attorneys have been admitted Prohac in all states throughout the country and in the Caribbean including St. Thomas and Puerto Rico for our clients.

If you feel like your windstorm, fire, hail, tornado, hurricane, wildfire, water damage or drought insurance claim has been improperly handled, has not been properly paid, or if your claim has been unfairly denied, call our team of experienced insurance attorneys for a free case review. Merlin Law Group is The Policyholder’s Advocate®. For nearly three decades, we have dedicated ourselves to standing up against insurance companies and their corporate lawyers. Call an experienced insurance lawyer today.

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Why Choose Merlin Law Group To Handle Your Insurance Claim?

  • Track Record

    Our track record speaks for itself. Our experience working every major storm loss has taught us how to streamline our clients' claims.

  • Happy Clients

    Resolving policyholder claims as fast as possible is our commitment to our clients.

  • Industry Authority

    Our attorneys travel the country speaking at insurance related events to educate the industry and public.

  • Property Insurance Blog Latest Property Insurance Coverage Law Blog Post

    Well...Another Bad Faith Case in Massachusetts

    Shaun Harrington was subcontracted to install a well on the McLaughlins’ property (sorry for the bad pun in the title). Unfortunately, in July and August of 2003, this well starting pumping salt water onto the McLaughlin’s irrigation system causing extensive damage. A claim was submitted to Harrington’s insurer, American States Insurance Company (ASIC) on November 3, 2003. After not hearing back from ASIC’s adjuster for quite some time, the McLaughlins’ insurance agent called the ASIC’s adjuster, Dresner, on January 26, 2004 inquiring about the status of the claim. After the adjuster spoke with Rachel McLaughlin, Dresner documented the call, sent a letter requesting documents from Harrington and then took no further action until the McLaughlins’ agent called ASIC on February 19, 2004. When Rachel McLaughlin spoke to another adjuster at ASIC during Dresner’s absence, they verbally denied coverage stating the plants may have been damaged...

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  • Condominium Insurance Law BlogLatest Condominium Insurance Law Blog Post

    Homeowners Association Claim Filed in 2015 May be Covered by a Policy Ending in 1982

    Usually the suit limitations provision in a policy dictates when a suit to recover can be filed. However, recently the Federal District Court of Washington held that under certain circumstances that is not necessarily true. In Holden Manor v. Safeco,1 the trial court refused to dismiss a homeowners association’s coverage suit as untimely, notwithstanding the fact that the suit was filed in 2015 and sought coverage under a policy that ended in 1982. Background: Construction of the Holden Manor Condominium was completed in 1979. The Holden Manor Homeowners Association (“HOA”) purchased an all-risk policy from Safeco which covered the condominium from August 27, 1980 to August 27, 1982. The policy provided a one-year suit limitations provision and stated that the policy “applies only to loss to property during the policy period.” The HOA submitted a claim to Safeco on September 5, 2014, where it asserted that “the Safeco policy may provide coverage for...

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