Denied insurance claims are what our lawyers fight.


Merlin law group is pursuing Hurricane Matthew cases in Florida, Georgia, South Carolina and North Carolina. Contact us at: 877-449-4700

Is your insurance claim denied, delayed, or underpaid? Contact us today

Our insurance lawyers have the experience with insurance claim disputes that you need to get the settlement you deserve. Merlin Law Group is a boutique insurance law firm with persistent and tenacious attorneys that navigate the complex arena of insurance claim disputes and litigation. Our insurance claim law firm has successfully represented thousands of homeowners and business owners across the United States and have offices in AZ, CA, CO, FL, IL, NY, NJ & TX. We have licensed attorneys in: Alabama, Arizona, California, Colorado, Florida, Georgia, Hawaii, Illinois, Massachusetts, Minnesota, Mississippi, Missouri, Nevada, New York, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, U.S. Virgin Islands & Washington, D.C. to assist with insurance claim disputes and represent all insurance claims for property damage or commercial losses that may have been denied, underpaid or payments have been delayed anywhere in the United States.  Our insurance attorneys have been admitted Prohac in all states throughout the country and in the Caribbean including St. Thomas and Puerto Rico for our clients.

If you feel like your windstorm, fire, hail, tornado, hurricane, wildfire, water damage or drought insurance claim has been improperly handled, has not been properly paid, or if your claim has been unfairly denied, call our team of experienced insurance attorneys for a free case review. Merlin Law Group is The Policyholder’s Advocate®. For nearly three decades, we have dedicated ourselves to standing up against insurance companies and their corporate lawyers. Call an experienced insurance lawyer today.




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Why Choose Merlin Law Group To Handle Your Insurance Claim?

  • Track Record

    Our track record speaks for itself. Our experience working every major storm loss has taught us how to streamline our clients' claims.

  • Happy Clients

    Resolving policyholder claims as fast as possible is our commitment to our clients.

  • Industry Authority

    Our attorneys travel the country speaking at insurance related events to educate the industry and public.

  • Property Insurance Blog Latest Property Insurance Coverage Law Blog Post

    Do All Insurance Policies Require a Total Collapse to Trigger Collapse Coverage?

    In California, if a property insurance policy does not specifically require a collapse to be complete or actual falling down to trigger coverage, then an imminent (i.e., impending) collapse will probably trigger coverage.1 However, on the flipside, if a policy does specifically require a collapse to be “complete” or “actual” falling down, then an imminent collapse is not sufficient.2 Not all property insurance policies contain the exact same language. So whether an insurance policy requires a complete collapse, or whether an imminent collapse will be sufficient to trigger coverage cannot be answered without a careful analysis of the insurance policy and an investigation of the facts and circumstances. Recently, I have seen claims where some insurers have denied collapse claims by taking the position that their insurance policies require complete collapse to trigger coverage, even though the policies do not specifically spell out that a “complete”...


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  • Condominium Insurance Law BlogLatest Condominium Insurance Law Blog Post

    Property Managers' and Condominium Association Leaders' Hurricane Matthew Dilemma - Financing the Repair Before the Insurance Company Pays

    Property managers and condominium leaders will face an issue after Hurricane Matthew becoming all too recurrent following catastrophes—slow and underpaying property insurance carriers. While partial payments for small percentage amounts of easily agreed to damages are often made, full payment made within 90 to 120 days is almost non-existent with significant losses. Who can wait for that long to start substantial repairs? A further problem facing most coastal apartments, condominiums, and homeowner associations is the large windstorm deductible which will likely apply. A five percent deductible does not seem large, but when applied to a large building with millions of dollars as the policy limit, the deductible amounts can wind up in the hundreds of thousands of dollars. Insurance agents should always obtain quotes for "deductible buydown coverage." Many insurance agents fail to do this (which is clearly malpractice by insurance agents) and some in management decline...


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