Denied insurance claims are what our lawyers fight.

Is your insurance claim denied, delayed, or underpaid? Contact us today

Our insurance lawyers have the experience with insurance claim disputes that you need to get the settlement you deserve. Merlin Law Group is a boutique insurance law firm with persistent and tenacious attorneys that navigate the complex arena of insurance claim disputes and litigation. Our insurance claim law firm has successfully represented thousands of homeowners and business owners across the United States and have offices in AZ, CA, CO, FL, NY, NJ & TX. We have licensed attorneys in: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Mississippi, New York, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, & Washington, D.C. to assist with insurance claim disputes and represent all insurance claims for property damage or commercial losses that may have been denied, underpaid or payments have been delayed anywhere in the United States.  Our insurance attorneys have been admitted Prohac in all states throughout the country and in the Caribbean including St. Thomas and Puerto Rico for our clients.

If you feel like your windstorm, fire, hail, tornado, hurricane, wildfire, water damage or drought insurance claim has been improperly handled, has not been properly paid, or if your claim has been unfairly denied, call our team of experienced insurance attorneys for a free case review. Merlin Law Group is The Policyholder’s Advocate®. For nearly three decades, we have dedicated ourselves to standing up against insurance companies and their corporate lawyers. Call an experienced insurance lawyer today.

contact

FREE Case Review

Why Choose Merlin Law Group To Handle Your Insurance Claim?

  • Track Record

    Our track record speaks for itself. Our experience working every major storm loss has taught us how to streamline our clients' claims.

  • Happy Clients

    Resolving policyholder claims as fast as possible is our commitment to our clients.

  • Industry Authority

    Our attorneys travel the country speaking at insurance related events to educate the industry and public.

  • Property Insurance Blog Latest Property Insurance Coverage Law Blog Post

    Court Finds No Coverage for Water Damage Loss Where Property Had Been Vacant for Less than 1 Month

    On June 9, 2016, The Washington Supreme Court held that an Essex Insurance Company property policy immediately cut off coverage for water damage after an insured property became vacant.1 In Lui, the policyholders owned a commercial building that sustained water damage after a pipe burst while the building was vacant. The policyholders’ insurance policy for the building purported to limit coverage for water damage in two ways based on vacancy found in a change of condition endorsement: (1) coverage was suspended if the building remained vacant for 60 consecutive days and, (2) at the inception of any vacancy, there would only be coverage for specified causes of losses (not including water damage). The property became vacant in December 2010, after the policyholders’ tenants were evicted for failure to pay rent. The water loss occurred the following month after a frozen sprinkler pipe in the building broke, causing substantial water damage. Although Essex had started...

    .

    Read More

  • Condominium Insurance Law BlogLatest Condominium Insurance Law Blog Post

    Which Policy Covers My Condominium Property Damage Claim?

    Several weeks ago I blogged about the way insurers sometimes use “other insurance” provisions to argue that they are not responsible for paying for a loss because “other insurance” is required to do so. In today’s blog I will address a similar and related topic that comes up in scenarios involving condominium and homeowners’ associations. Condominium Owner Insurance (COI) policies are designed to insure everything inside the condo, while recognizing the Home Owners’ Association (HOAs) will insure the common areas. The HOA coverage is often referred to as "walls out" coverage, because everything within the walls of the owner's individual unit is usually that person's individual responsibility (But in some condo policies, the interior, "bare" walls are covered by the HOA master policy as well). Generally, the HOA's governing documents (CC&Rs) should typically state exactly which areas the HOA policy insures. Although the...

    .

    Read More

What our clients say about us