Javier Delgado, Esq.


Javier Delgado is a former insurance adjuster and former insurance defense attorney, so he knows all sides of claims and insurance contracts. Javier is licensed in Florida, Texas, New York, Washington, D.C., and the U.S. Virgin Islands. He routinely works with outside and local counsel in other states and the Caribbean representing clients with their insurance claims.

He has been featured in several publications including the Houston Chronicle, the New York Law JournalLaw 360, among others for his outstanding work on behalf of his clients. Javier speaks at various insurance industry annual events and teaches continuing education courses to insurance professionals and attorneys representing insurance carriers, as well as professionals representing policyholders. Javier was appointed Liaison Counsel by the Eastern District Federal Court in New York to assist in resolution of Hurricane Ike claims to assist the Federal Court in resolving thousands of Hurricane Sandy Claims.

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Why choose Merlin Law Group?

Founded in 1985, our law firm continues to be dedicated to representing insurance policyholders throughout the United States. Collectively, our lawyers are licensed to practice in 25 states. In fact, many of Merlin Law Group’s attorneys worked for the insurance industry before joining the firm, so they bring a strong understanding of insurance company practices. Anyone can file a claim, but it takes experience, knowledge, and savvy to achieve a truly successful outcome. As The Policyholder’s Advocate®, Merlin Law Group aims to drive positive change within the insurance sector by obtaining justice for our clients and educating policyholders on how to navigate insurer bad faith tactics.

When we handle property insurance claim disputes, we hire the most experienced and qualified expert witnesses to evaluate your insurance claim and testify on your behalf. In most cases, we can advance the fees for this. Typically, we hire experts such as engineers, contractors, independent roofing consultants and other professionals to perform a thorough assessment on all possible causes of damages. This is a process that provides us with a very detailed and all-inclusive estimate for determining and justifying a proper settlement. Our use of these professional expert witnesses sets us apart from other insurance law firms.

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