Condominium Association leadership and management is complex and never ending. I was thinking about this while reading an excellent article, Preparing Your Association For Winter.

Many insurance policies have protective safeguard provisions during the winter months regarding the maintenance of heat to prevent freezing of pipes resulting in water loss claims. A frozen pipe which breaks can be catastrophic in a high-rise building.

The article’s best point, however, may have been from architects who noted:

‘The best thing that a condominium can do in the winter is to plan for summer and spring projects,’ urges William Hicks, a licensed architect and principal of the Chicago-based Hicks Architectural Group. ‘We work with so many associations that, the minute it gets down to 32 degrees, they hibernate, they don’t make decisions, they defer… then suddenly around April when the first flowers bloom, it’s a madhouse, with a board frantically fretting about the roof or the windows or the paving. At that point, quality contractors are booked, pricing is higher, and the market has shifted to prefer the seller rather than the buyer.’

To plan for one season without taking into consideration how that planning may affect the next is unwise. The most successful boards will take practical action while maintaining a big-picture outlook. ‘We’ve had experiences where condo associations do significant concrete flatwork during the summer,’ says Hicks. ‘Winter rolls around, they realize they want to avoid ice on said concrete, and they end up using the wrong snow melt chemistry and destroy that fresh concrete. They’d never have done this had they planned far enough in advance to receive proper instruction regarding snow melting material.’

This is fantastic risk management advice. Proper planning prevents poor performance.

Are you looking for help?

Let us help you. Call now: (877) 449-4700 | Monday – Friday, 9 AM – 5PM

Why choose Merlin Law Group?

Founded in 1985, our law firm continues to be dedicated to representing insurance policyholders throughout the United States. Collectively, our lawyers are licensed to practice in 25 states. In fact, many of Merlin Law Group’s attorneys worked for the insurance industry before joining the firm, so they bring a strong understanding of insurance company practices. Anyone can file a claim, but it takes experience, knowledge, and savvy to achieve a truly successful outcome. As The Policyholder’s Advocate®, Merlin Law Group aims to drive positive change within the insurance sector by obtaining justice for our clients and educating policyholders on how to navigate insurer bad faith tactics.

When we handle property insurance claim disputes, we hire the most experienced and qualified expert witnesses to evaluate your insurance claim and testify on your behalf. In most cases, we can advance the fees for this. Typically, we hire experts such as engineers, contractors, independent roofing consultants and other professionals to perform a thorough assessment on all possible causes of damages. This is a process that provides us with a very detailed and all-inclusive estimate for determining and justifying a proper settlement. Our use of these professional expert witnesses sets us apart from other insurance law firms.

Submit a free case review