Tornados have the power to truly leave devastation in their wake. If you have tornado insurance, it is classified as a wind event in your homeowner’s insurance policy. Tornado damage is often considered a total-loss, resulting in a serious insurance claim.
There are various types of tornados, but universally, tornados are violently revolving columns of air that are connected between the surface of the earth and typically a cumulonimbus cloud. Tornados have been surveyed on every continent excluding Antarctica, but the majority of all tornadoes take place within Tornado Alley, a region in the central United States. The United States hosts more violent tornados than any other country, averaging four times more likely to have a tornado than anywhere in Europe. Multiple climactic conditions attribute to the United States’ uniquely prone Tornado Alley, averaging 1,200 tornados a year.
Tornados come in many shapes and sizes, yet they typically form in a narrow funnel shape. The degree of intensity in tornados varies despite size, shape or location of the tornado. In the aftermath of tornado, contact your insurance provider right away. If your homeowner’s insurance policy has been lost or damaged in the tornado, request a copy from your insurance company.
Relocation and out of home experiences may be covered under your tornado insurance policy. Tornados truly have the potential to be calamitous, and your safety is of the upmost importance. Check with your local authorities for shelters. Take the time to compose a detailed inventory and report all damages to your insurance company. Then make the minor repairs, if possible, in the meantime to prevent any further damage.
Confirm all conversations with your insurance company through writing. Demand frequent updates and take charge of your tornado insurance claim.
If your property damage claim from a tornado has been denied by your insurance company, if you have been offered a less than compensative amount, or if your insurance claim is being held up for unknown administrative purposes, please contact the Merlin Law Group for a free consultation. Call toll-free anywhere in the nation at 877-449-4700.