Hurricane Matthew Claims

Merlin Law Assists with Denied Hurricane Matthew Claims

If you have damage from Hurricane Matthew and are not getting the results you want from your insurance company or just need help navigating the complex structure of your home insurance policy, contact the experienced professionals at Merlin Law Group.

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More about Hurricane Matthew:

Hurricane Matthew left hundreds homeless with destructive winds and pummeling rains (information from

Hurricane Matthew - damge and storm path
The southeastern United States was then hit hard by Hurricane Matthew as it moved very close to the coasts of Florida, Georgia, South Carolina and North Carolina. Matthew made one official U.S. landfall on Oct. 8 southeast of McClellanville, South Carolina, as a Category 1 hurricane with 75 mph winds.

Matthew’s U.S. Storm Reports

Storm Surge

On Oct. 7 in Florida, a peak surge of 9.88 feet above normal was measured at an NOS tide gauge at Fernandina Beach, Florida.

Storm surge flooding affected the St. Augustine area, including major flooding on Anastasia Island where water was reported to be 2.5 feet above ground level. To the south in nearby Flagler Beach, Florida, parts of A1A were washed out by the storm surge.

The NWS-Jacksonville conducted a storm survey and found a new inlet was carved between Marineland and Matanzas Inlet, between Palm Coast and St. Augustine Beach, Florida.

The St. Johns River in northeast Florida reached its highest level on record at Shands Bridge, along with 3 to 4.3 feet of storm surge inundation reported at the Racy Point, Red Bay Point and I-295 bridge tide gauges. Early in the morning on Oct. 8, the St. Johns River was flowing backwards.

Matthew’s storm surge coupled with high tide lead to a record tide level at Ft. Pulaski, Georgia, early Oct. 8, and storm surge inundation roughly waist-deep was reported in parts of Charleston, South Carolina.

A storm surge of just under 8 feet was recorded at Ft. Pulaski, Georgia, between Savannah and Tybee Island, according to NOAA/National Ocean Service data. Fort Pulaski set a new record tide level of 12.57 ft MLLW (above normal low tide), which occurred two hours after high tide. This beats the old record going back to Hurricane David in 1979.

Tide levels at the Charleston Harbor peaked at their third highest level on record with the morning high tide on Oct. 8, the highest levels, there, since Hurricane Hugo in 1989 and over a foot higher than the early October 2015 flood event. Water was entering homes on West Ashley in Charleston, according to the National Weather Service.


On the afternoon of Oct. 8, water levels were topping 5 feet above normal at Oyster Landing, near Georgetown, South Carolina, and at Myrtle Beach. In southern North Carolina, water levels on the Cape Fear River at Wilmington shattered a record from Hurricane Hazel in 1954.

The Springmaid Pier in Myrtle Beach was heavily damaged, a section of the Oak Island (North Carolina) pier was also also damaged by waves, and the Jacksonville Beach pier was also damaged.

On the morning of Oct. 9, major sound side storm surge flooding affected the Outer Banks of North Carolina.

Wind Reports

Here are some of the top wind gust reports on the east coast of the US from Matthew:

  • Cape Canaveral, Florida: 107 mph (on an elevated tower at 54 feet above the ground)
  • Tybee Island, Georgia: 96 mph
  • Jennette’s Pier, North Carolina (Outer Banks): 91 mph
  • Daytona Beach, Florida: 91 mph
  • Hilton Head Island, South Carolina: 88 mph
  • Jacksonville Area: 87 mph
  • South Ponte Vedra Beach, Florida: 84 mph
  • Duck, North Carolina: 83 mph
  • Beaufort, South Carolina: 83 mph
  • Fort Pulaski, Georgia: 79 mph
  • Folly Beach, South Carolina: 76 mph
  • Oceana NAS, Virginia: 75 mph
  • Myrtle Beach, South Carolina: 74 mph
  • Savannah, Georgia: 71 mph
  • Melbourne, Florida: 70 mph
  • Charleston, South Carolina: 69 mph
  • Florence, South Carolina: 67 mph
  • Lumbertgon, North Carolina: 66 mph
  • Fayetteville, North Carolina: 62 mph
  • Sumter, South Carolina: 61 mph
  • Orlando Area: Gusts over 60 mph

If you experienced damage from Hurricane Matthew and are not getting the results your desire from your insurance company, contact us. We will be happy to review your case at no charge and help guide you to a positive resolution with your homeowners and flood insurers.

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