Claim Presentation

NAVIGATING THE INSURANCE CLAIMS PROCESS

Policyholders, whether they are commercial enterprises or individual homeowners, often are faced with complex decisions and complicated issues when they suffer an insurance loss. These decisions and issues arise both during and after the presentation of the claim to the insurance company. The information gathered and steps taken during this process can affect the extent to which a policyholder can recover under their policy.

Knowing what information is necessary to effectively present a claim is only half the battle.

The skill with which the claim information is presented and the strategy used to separate the facts of a policyholder's case from an insurer's objections are what truly separate successful representation from merely functional representation.

At Merlin Law Group, P.A., we offer a wealth of experience and expertise in helping policyholders present and support insurance claims to their insurers, even before and preferably without the necessity of a lawsuit. We can help navigate through the intricacies of the claim presentation and preparation process, and are well-versed in assessing what documentation must be provided to the insurer to best protect and preserve all their legal rights under various types of insurance policies.

Whether it involves a homeowner making a claim for collapse coverage, a business association making a claim for lost income and extra expense, or a condominium association struggling in the aftermath of a hurricane, our team of trained professionals will work to the best of our abilities to analyze and clarify any complex policy forms and assist our clients in determining all potential areas of recovery under the applicable insurance policy language. Our attorneys and support staff are trained to understand the needs of policyholders.

Our services include:

• The review of all insurance policies to identify your duties under those policies
• The review of pre-loss appraisal and other estimates that could affect the claim
• An evaluation of procedures currently being followed to mitigate damages and accomplish emergency repairs; recommendations for other procedures to implement, if necessary
• Coordination and integration of all aspects of claim preparation and claim presentation
• Coordination and location of necessary experts and expert reports to support and assemble the claim
• Requests for and coordination of advance payments from the insurer(s); coordination of all inspections and meetings with the insurance carrier(s) representatives, including their "outside experts"
• Regular communication of status reports to you
• The review of all claim data with you prior to providing such material to the insurance company(ies) and their representatives
• Facilitation and/or participation in settlement discussions with the insurance company(ies)
• Provide the assistance required to support all claims presented

Talk to Our Attorneys

Merlin Law Group can help you get beyond the fine print and insurance company red tape and go straight to the heart of the matter — recovering the full amount of compensation your policy entitles you to.

We maintain four southeastern U.S. office locations: in Coral Gables and Tampa in Florida, and in the cities of Houston and Gulfport in Mississippi. Please complete the brief form located on our contact us page or call our nationwide toll free number, 1-877-449-4700, for an initial review of your claim.

We appreciate your interest and look forward to speaking with you.